Turnkey furnished and move-in ready, this beautifully updated 3-bedroom, 2-bath home is located in St. James Village, a financially solid and active 55+ community just 4 miles from the beach. Situated on a rare deeded lot with co-op share, this home offers long-term value and ownership benefits. Nearly the entire home has been remodeledincluding new plumbing, electric panel, insulation, vapor barrier, ductwork, and updated kitchen and guest bathmaking it ideal for full-time living or a seasonal getaway. Located in Flood Zone X with no history of flooding and eligible for homeowners insurance (no lender-required flood insurance), this is a safe and insurable option for peace of mind. Low monthly co-op fees of only $95 cover lawn care, community pool, and hot tub. Enjoy luxury vinyl flooring throughout, a screened lanai, two-car carport, private storage shed, and RV/boat storage. Rentals allowed with 30-day minimum. Cash only due to co-op ownership, but seller is open to creative options. A rare opportunity for affordable Florida living in a welcoming 55+ setting.

MLS# 225049483